Our Programs

Fix & Flip/ Bridge Loans

This type of loan loan can help you get started with a small down payment, so you can focus on rehabilitating the home and selling it for a profit.

Fix and flip loans are ideal for investors who want quick financing with flexible terms and interest-only payments that keep monthly payments low. These loans typically have short terms, which means there's no prepayment penalty if you need to pay off your loan early.

We treat this as an investment rather than receiving a draw as personal income so that your personal assets are protected.

Bridge loans are different from traditional mortgage loans because they don't require you to sell your current home before you purchase or refinance another property.

Bridge loans are usually simpler to obtain than traditional mortgage loans because there's no waiting period for your loan application and underwriting process. And the funding process is typically much faster than with traditional mortgages.

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Business Loan/ Lines of Credit

We can help you get the working capital you need to power your business. Our short-term business loans are perfect for unexpected costs and expenses, or to fund your next project or breakthrough idea. We offer competitive rates and flexible terms so you can get the funding you need to make your next big move.

Our line of credit is a great option for short-term business needs, and managing your business cash flow.

You can take the exact amount you need, and pay for only what you use. That way, when you need to pay for something, you'll know how much it's going to cost and how long it will take to pay off.

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Transactional Funding

We're a little different than the rest of the crowd.

We know you have a business to run, and we know that sometimes you have to wait for your money. It's just a part of the game, right? But let's be real—you need to get paid ASAP so you can buy more inventory or pay your employees, or whatever else it is that keeps your business running! Well, guess what? We've got your back.

With our transactional funding, you can get the cash you need fast and easy—without ever having to invest your own funds. We'll give you the cash on a same-day double close, so all it takes is one phone call, and boom! You're done.

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Commercial Loan

If you’ve ever wanted to go into business for yourself, we have the perfect loan for you. We know that it’s not easy to get a business started, but with our commercial real estate loans, you can make your dreams come true.

Commercial real estate loans are perfect if you own or operate a small business and want to purchase or improve property where the business is located. Commercial loans can also be used to refinance an existing property or buy out another owner’s interest in the property.

We offer competitive rates and flexible terms so that you can get the financing you need at a price that works for you! Apply today and see how easy it is!

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New Construction

We know that building a new home is a big deal—and it's not just about the physical structure you'll live in, but the financing behind it, too. When you're making so many decisions at once, it's easy to get overwhelmed by all of the choices.

But with our team at 360 Finance by your side, we'll make sure you're getting the best solution for your unique situation.

Our years of experience working with homebuilders mean we know how to make this process as smooth and stress-free as possible. We'll work with you every step of the way to deliver the best solution for your unique situation.

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Refinance

Your home is one of your biggest investments, and you want to make sure it's growing.

Refinancing is a great way to get cash, lower your payment, shorten your loan term—you name it. Don't forget that you can adjust your loan term, get a better interest rate, or change your loan type to save money in the long term. And if any of those sound like they'd be helpful to you, then we've got good news: You can even cash out your home's equity and use the money as you need it!

Get started today by checking out your refinance options and locking your rate today!